보험꿀팁

우체국 실비보험 – 실손의료비보험 외 실손보험 총정리

&NewLine;<p class&equals;"has-medium-font-size"><strong>우체국 실비보험 &&num;8211&semi; 실손의료비보험 외 실손보험 총정리<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>병원이나 의원 및 양국에서 치료를 위해 실제로 사용한 병원비용을 보장하는 실손의료비보험&excl; 꼼꼼히 따져보고 가입하셨나요&quest;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>서민들에게 가장 사랑받고 있는 우체국 실비보험 상품의 장점과 단점을 알아보도록 하겠습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>실손보험은 보험 가입자가 질병이나 상해를 병원치료를 받을 때 보험약관에 약정한 금액만을 지급하는 정액보상과 달리 실제 부담한 의료비를 지급받는 상품입니다&period; <&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>환자가 병의원에서 치료를 받고 청구되는 병원비 중 국민건강보험으로는 보장받을 수 없는 환자본인 부담금에 해당되는 의료비 중 90&percnt;까지 보장해줍니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>우체국 실비보험 상품은 개개인 고객 필요에 따라 기본선택형&lpar;종합형&comma; 질병형&comma; 상해형&rpar;&comma; 기본표준형&lpar;종합형&comma; 질병형&comma; 상해형&rpar; 중 선택해서 설계할 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>비급여도수&CenterDot;체외충격파&CenterDot;증식치료&comma; 비급여주사료&comma; 비급여MRI&sol;MRA 특약화가 가능하기 때문에 필요에 따라서 선택이 가능하며 입원 5천만원&comma; 통원 30만원까지 보장을 강화할 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>직전 보험기간 2년 동안 보험금 지급실적이 없는 경우 보험료 할인혜택을 받을 수 있고&comma; 근로소득자는 납입한 보험료&lpar;연간 100만원 한도&rpar;에 대하여 12&percnt; 세액공제가 가능합니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>실손보험에 가입하려고 했는데 보험약관이 너무 복잡하고 이해하기 어려워서 선택하기 힘드신 분들이 많으신데요&period; <br>우체국 실비보험 상품은 어떤 특징과 보장내용을 가지고 있는지 자세히 알아보겠습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-우체국-실비보험-주-계약-내용">우체국 실비보험 주 계약 내용<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<div class&equals;"wpdt-c row wpDataTableContainerSimpleTable wpDataTables wpDataTablesWrapper&NewLine;"&NewLine; >&NewLine; <table id&equals;"wpdtSimpleTable-92"&NewLine; style&equals;"border-collapse&colon;collapse&semi;&NewLine; border-spacing&colon;0px&semi;"&NewLine; class&equals;"wpdtSimpleTable wpDataTable"&NewLine; data-column&equals;"5"&NewLine; data-rows&equals;"5"&NewLine; data-wpID&equals;"92"&NewLine; data-responsive&equals;"0"&NewLine; data-has-header&equals;"1">&NewLine;&NewLine; <thead> <tr class&equals;"wpdt-cell-row " >&NewLine; <th class&equals;"wpdt-cell wpdt-merged-cell "&NewLine; colspan&equals;"5" rowspan&equals;"1" data-cell-id&equals;"A1"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"0"&NewLine; style&equals;" width&colon;83&period;518930957684&percnt;&semi; padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 우체국실손의료비보험 <&sol;th>&NewLine; <&sol;tr>&NewLine; <tbody> <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A2"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 구분 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B2"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 가입나이 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"C2"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 보험기간 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"D2"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 납입기간 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"E2"&NewLine; data-col-index&equals;"4"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 보험가입금액&lpar;구좌수&rpar; <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row even" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A3"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 최초계약 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B3"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 0 ~ 60세 <&sol;td>&NewLine; <td class&equals;"wpdt-cell wpdt-merged-cell "&NewLine; colspan&equals;"1" rowspan&equals;"3" data-cell-id&equals;"C3"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1년 <&sol;td>&NewLine; <td class&equals;"wpdt-cell wpdt-merged-cell "&NewLine; colspan&equals;"1" rowspan&equals;"3" data-cell-id&equals;"D3"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 전기납 <&sol;td>&NewLine; <td class&equals;"wpdt-cell wpdt-merged-cell "&NewLine; colspan&equals;"1" rowspan&equals;"3" data-cell-id&equals;"E3"&NewLine; data-col-index&equals;"4"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1구좌 고정 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A4"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"3"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 갱신계약 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B4"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"3"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1세 ~ <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row even" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A5"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"4"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 재가입 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B5"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"4"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 15세 ~ <&sol;td>&NewLine; <&sol;tr>&NewLine; <&sol;table>&NewLine;<&sol;div><style id&equals;'wpdt-custom-style-92'>&NewLine;&period;wpdt-c&period;wpDataTableContainerSimpleTable &lbrace; margin-bottom&colon; 20px&semi; margin-left&colon; auto&semi; margin-right&colon; auto&semi; &sol;&sol;width&colon; 100&percnt;&semi; &rcub;<&sol;style>&NewLine;<style>&NewLine; &sol;&ast; th background color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&period;bt&lbrack;data-has-header&equals;'1'&rsqb; td&period;wpdt-header-classes&comma;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting &lbrace;&NewLine; background-color&colon; &num;66666A &excl;important&semi;&NewLine; background-image&colon; none &excl;important&semi;&NewLine; &rcub;&NewLine; &sol;&ast; th font color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&period;bt&lbrack;data-has-header&equals;'1'&rsqb; td&period;wpdt-header-classes&comma;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th &lbrace;&NewLine; color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&colon;after&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&lowbar;asc&colon;after &lbrace;&NewLine; border-bottom-color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&lowbar;desc&colon;after &lbrace;&NewLine; border-top-color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &NewLine; &sol;&ast; table font color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable &lbrace;&NewLine; font-family&colon; Arial&comma; Helvetica&comma; sans-serif &excl;important&semi;&NewLine; &rcub;&NewLine; &sol;&ast; table font size &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable &lbrace;&NewLine; font-size&colon;12px &excl;important&semi;&NewLine; &rcub;&NewLine; &NewLine; <&sol;style>&NewLine;&NewLine;&NewLine;&NewLine;&NewLine;<p>우체국 실비보험 상품은 기본선택형&lpar;종합형&comma; 질병형&comma; 상해형&rpar;&comma; 기본표준형&lpar;종합형&comma; 질병형&comma; 상해형&rpar;에서 선택하여 가입할 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>최초계약 가입나이는 0세~60세까지이며&comma; 가입기간은 1년입니다&period; 갱신계약은 1세부터 종신계약이 가능하며 보험가입 구좌는 1구좌로 고정입니다&period; <br>재가입을 위한 보장내용 변경주기는 15년으로 설정되며 재가입 종료나이는 제한이 없습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>질병형은 질병입원과 질병통원을 보장받을 수 있고 상해형은 상해입원과 상해통원을 보장받을 수 있습니다&period; <br>종합형은 질병입원&comma; 질병통원&comma; 상해입원&comma; 상해통원을 모두 보장받을 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>임신 23주 이내 태아 가입가능하고&comma; 태아가 복수로 출생한 경우 계약자는 피보험자 각각을 지정 가능합니다&period; <br>보장내용 변경주기 만료일 전일까지 재가입 신청 시 재가입할 수&nbsp&semi;있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-우체국-실비보험-기본선택형-보장내용">우체국 실비보험 기본선택형 보장내용<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image size-full is-resized"><img src&equals;"https&colon;&sol;&sol;en4u&period;co&period;kr&sol;wp-content&sol;uploads&sol;2021&sol;04&sol;우체국실비보험-선택형&period;gif" alt&equals;"우체국 실비보험 기본선택형 보장내용" class&equals;"wp-image-12208" style&equals;"width&colon;1200px&semi;height&colon;675px" title&equals;"우체국 실비보험 선택형"&sol;><figcaption class&equals;"wp-element-caption">우체국 실비보험 기본선택형 보장내용<&sol;figcaption><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>질병으로 인하여 병원에 입원하여 치료를 받은 경우 하나의 질병당 5천만원&comma; 입원의료비로 보상대상의료비 중 급여 본인부담금의 90&percnt;에 해당하는 금액과 비급여&lpar;상급병실료 차액 제외&rpar;의 80&percnt;에 해당하는 금액을 합한 금액을 보장받을 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>질병으로 인하여 병원에 통원하여 치료를 받은 경우 1회당 20만원&comma; 처방조제를 받은 경우는 건당 10만원&comma; 연간 180회 한도로 보장 받을 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>여타 실비보험처럼 우체국 실비보험 상품도 질병과 상해 모두 보장이 가능한데요&period; 상해로 인한 기본 보장내용은 아래와 같습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>상해로 인하여 병원에 입원하여 치료를 받은 경우 하나의 상해당 5천만원&comma; 보상대상의료비 중 급여 본인부담금의 90&percnt;에 해당하는 금액과 비급여&lpar;상급병실료차액 제외&rpar;의 80&percnt;에 해당하는 금액을 합한 금액을 보장받을 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>상해로 인하여 병원에 통원하여 치료를 받은 경우 1회당 20만원&comma; 처방조제를 받은 경우 처방조제 건당 10만원 연간 180ê±´ 한도로 보장 받을 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-우체국-실비보험-기본표준형-보장내용">우체국 실비보험 기본표준형 보장내용<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image size-full is-resized"><img src&equals;"https&colon;&sol;&sol;en4u&period;co&period;kr&sol;wp-content&sol;uploads&sol;2021&sol;04&sol;우체국실비보험-표준형&period;gif" alt&equals;"우체국 실비보험 기본표준형 보장내용" class&equals;"wp-image-12210" style&equals;"width&colon;1200px&semi;height&colon;675px" title&equals;"우체국 실비보험 표준형"&sol;><figcaption class&equals;"wp-element-caption">우체국 실비보험 기본표준형 보장내용<&sol;figcaption><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>질병으로 인하여 병원에 입원하여 치료를 받은 경우 하나의 질병당 5천만원 한도로 보상대상의료비&lpar;상급병실료 차액 제외&rpar;의80&percnt;에 해당하는 금액을 보장받을 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>질병으로 인하여 병원에 통원하여 치료를 받은 경우 1회당 20만원&comma; 처방조제를 받은 경우 처방조제 건당 10만원&comma; 연간 180회 한도로 보장 받을 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>상해로 인하여 병원에 입원하여 치료를 받은 경우&comma; 하나의 상해당 5천만원&comma; 보상대상의료비&lpar;상급병실료 차액 제외&rpar;의 80&percnt;까지 보장받을 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>우체국 실비보험 상품은 상해로 인하여 병원에 통원하여 치료를 받은 경우에도 1회당 20만원&comma; 처방조제 건당 10만원&comma; 연간 180ê±´ 한도로 보장받을 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-특약-보장내용">특약 보장내용<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<p>특약은 비급여도수&CenterDot;체외충격파&CenterDot;증식치료실손특약&lpar;갱신형&rpar;&comma; 비급여주사료실손특약&lpar;갱신형&rpar;&comma; 비급여MRI&sol;MRA실손특약&lpar;갱신형&rpar;이 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h3 class&equals;"wp-block-heading" id&equals;"h-비급여도수-체외충격파-증식치료실손특약-갱신형"><strong>비급여도수&CenterDot;체외충격파&CenterDot;증식치료실손특약&lpar;갱신형&rpar;<&sol;strong><&sol;h3>&NewLine;&NewLine;&NewLine;&NewLine;<p>상해 또는 질병의 치료목적으로 병원에 입원 또는 통원하여 비급여 도수치료&CenterDot;체외충격파치료&CenterDot;증식치료를 받은 경우&comma; 실제 부담 비급여의료비&lpar;행위료&comma; 약제비&comma; 치료재료대 포함&rpar;에서 공제금액을 뺀 금액&comma; 연간 350만원 이내에서 보상받을 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>공제금액은 1회당 2만원과 보상대상의료비의 30&percnt; 중 큰 금액이며&comma; 도수치료&CenterDot;체외충격파치료&CenterDot;증식치료의 각 횟수를 합산하여 50회까지 가능합니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h3 class&equals;"wp-block-heading" id&equals;"h-비급여주사료실손특약-갱신형"><strong>비급여주사료실손특약&lpar;갱신형&rpar;<&sol;strong><&sol;h3>&NewLine;&NewLine;&NewLine;&NewLine;<p>상해 또는 질병의 치료목적으로 병원에 입원 또는 통원하여 비급여 주사치료를 받은 경우&comma; 실제 부담 비급여 주사료에서 공제금액을 뺀 금액&comma; 연간 250만원 이내에서 입원과 통원을 합산하여 50회까지 보상받을 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>공제금액은 입원&CenterDot;통원 1회당 2만원과 보상대상의료비의 30&percnt; 중 큰 금액이며&comma; 항암제&comma; 항생제&comma; 희귀의약품을 위해 사용된 비급여 주사료는 주계약에서 보상합니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h3 class&equals;"wp-block-heading" id&equals;"h-비급여mri-mra실손특약-갱신형"><strong>비급여MRI&sol;MRA실손특약&lpar;갱신형&rpar;<&sol;strong><&sol;h3>&NewLine;&NewLine;&NewLine;&NewLine;<p>상해 또는 질병의 치료목적으로 병원에 입원 또는 통원하여 비급여 자기공명영상진단을 받은 경우 실제 부담 비급여의료비&lpar;조영제&comma; 판독료포함&rpar;에서 공제금액을 뺀 금액&comma; 연간 300만원 한도로 보장받을 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>공제금액은 1회당 2만원과 보상대상의료비의 30&percnt; 중 큰 금액입니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-의료비-보상범위">의료비 보상범위<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<p>국민건강보험공단 급여의 본인부담금을 포함하여 국민건강보험공단 비급여 의료비를 보장받을 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>치과치료&CenterDot;한방치료에서 발생한 비급여 의료비&comma; 자동차보험&comma; 산재보험 등에 의해 보상받은 의료비&comma; 피보험자가 임신&comma; 출산&lpar;제왕절개 포함&rpar;&comma; 산후기로 입원 또는 통원하여 생긴 의료비&comma; 쌍꺼풀수술&comma; 코성형수술&comma; 주름살제거술&comma; 사시교정&comma; 다리정맥류 수술 등 외모개선 목적의 치료비&comma; 건강검진&comma; 예방접종&comma; 인공유산 등 의료비&comma; 영양제&comma; 비타민제&comma; 호르몬&comma; 성장촉진과 관련된 비용 등 소요비용&comma; 의치&comma; 의수족&comma; 안경&comma; 보청기 등 진료재료 구입비&comma; TV시청료&comma; 전화료&comma; 각종 증명료 등 진료와 무관한 각종 비용은 제외됩니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-우체국-실비보험-보험료">우체국 실비보험 보험료<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<div class&equals;"wpdt-c row wpDataTableContainerSimpleTable wpDataTables wpDataTablesWrapper&NewLine;"&NewLine; 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data-row-index&equals;"3"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 0세 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B4"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"3"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 890 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"C4"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"3"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1&comma;100 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"D4"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"3"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 880 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"E4"&NewLine; data-col-index&equals;"4"&NewLine; data-row-index&equals;"3"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; 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data-cell-id&equals;"G5"&NewLine; data-col-index&equals;"6"&NewLine; data-row-index&equals;"4"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 600 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A6"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"5"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 20세 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B6"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"5"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 640 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"C6"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"5"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 700 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"D6"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"5"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 360 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"E6"&NewLine; data-col-index&equals;"4"&NewLine; data-row-index&equals;"5"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 340 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"F6"&NewLine; data-col-index&equals;"5"&NewLine; data-row-index&equals;"5"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 900 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"G6"&NewLine; data-col-index&equals;"6"&NewLine; data-row-index&equals;"5"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 840 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row even" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A7"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"6"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 30세 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B7"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"6"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 780 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"C7"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"6"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 980 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"D7"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"6"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 450 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"E7"&NewLine; data-col-index&equals;"4"&NewLine; data-row-index&equals;"6"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 500 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"F7"&NewLine; data-col-index&equals;"5"&NewLine; data-row-index&equals;"6"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1&comma;130 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"G7"&NewLine; data-col-index&equals;"6"&NewLine; data-row-index&equals;"6"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1&comma;240 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A8"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"7"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 40세 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B8"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"7"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1&comma;010 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"C8"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"7"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1&comma;320 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"D8"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"7"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 590 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"E8"&NewLine; data-col-index&equals;"4"&NewLine; data-row-index&equals;"7"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 730 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"F8"&NewLine; data-col-index&equals;"5"&NewLine; data-row-index&equals;"7"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1&comma;480 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"G8"&NewLine; data-col-index&equals;"6"&NewLine; data-row-index&equals;"7"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1&comma;810 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row even" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A9"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"8"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 50세 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B9"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"8"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1&comma;320 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"C9"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"8"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1&comma;930 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"D9"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"8"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 860 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"E9"&NewLine; data-col-index&equals;"4"&NewLine; data-row-index&equals;"8"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1&comma;120 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"F9"&NewLine; data-col-index&equals;"5"&NewLine; data-row-index&equals;"8"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 2&comma;180 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"G9"&NewLine; data-col-index&equals;"6"&NewLine; data-row-index&equals;"8"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 2&comma;800 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A10"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"9"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 60세 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B10"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"9"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1&comma;960 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"C10"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"9"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 2&comma;950 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"D10"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"9"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1&comma;410 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"E10"&NewLine; data-col-index&equals;"4"&NewLine; data-row-index&equals;"9"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1&comma;830 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"F10"&NewLine; data-col-index&equals;"5"&NewLine; data-row-index&equals;"9"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 3&comma;570 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"G10"&NewLine; data-col-index&equals;"6"&NewLine; data-row-index&equals;"9"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 4&comma;590 <&sol;td>&NewLine; <&sol;tr>&NewLine; <&sol;table>&NewLine;<&sol;div><style id&equals;'wpdt-custom-style-94'>&NewLine;&period;wpdt-c&period;wpDataTableContainerSimpleTable &lbrace; margin-bottom&colon; 20px&semi; margin-left&colon; auto&semi; margin-right&colon; auto&semi; &sol;&sol;width&colon; 100&percnt;&semi; &rcub;<&sol;style>&NewLine;<style>&NewLine; &sol;&ast; th background color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&period;bt&lbrack;data-has-header&equals;'1'&rsqb; td&period;wpdt-header-classes&comma;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting &lbrace;&NewLine; background-color&colon; &num;66666A &excl;important&semi;&NewLine; background-image&colon; none &excl;important&semi;&NewLine; &rcub;&NewLine; &sol;&ast; th font color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&period;bt&lbrack;data-has-header&equals;'1'&rsqb; td&period;wpdt-header-classes&comma;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th &lbrace;&NewLine; color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&colon;after&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&lowbar;asc&colon;after &lbrace;&NewLine; border-bottom-color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&lowbar;desc&colon;after &lbrace;&NewLine; border-top-color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &NewLine; &sol;&ast; table font color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable &lbrace;&NewLine; font-family&colon; Arial&comma; Helvetica&comma; sans-serif &excl;important&semi;&NewLine; &rcub;&NewLine; &sol;&ast; table font size &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable &lbrace;&NewLine; font-size&colon;12px &excl;important&semi;&NewLine; &rcub;&NewLine; &NewLine; <&sol;style>&NewLine;&NewLine;&NewLine;&NewLine;&NewLine;<p>30세 남자 기준으로 비급여도수&CenterDot;체외충격파&CenterDot;증식치료실손특약 780원&comma; 비급여주사료실손특약 450원&comma; 비급여MRI&sol;MRA실손특약 1130원 입니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-보험-자동갱신-및-재가입-방법">보험 자동갱신 및 재가입 방법<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<p>보험기간 만료일 15일 전까지 계약자의 별도 의사표시가 없으면 자동갱신되며 최대 14회까지 갱신 가능합니다&period; 계약자가 갱신 거절의사를 통지하면 계약 종료됩니다&period; 단 갱신시 연령증가 및 의료수가 인상&comma; 적용기초율 변경 등으로 보험료가 인상될 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>재가입일에 피보험자의 나이가 15세 이상이라면 종신까지 재가입이 가능합니다&period; 재가입 전 계약의 보험료가 정상적으로 납입되어야합니다&period; 계약자로부터 별도의 의사표시가 없을 때에는 계약종료됩니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-보험금-지급-실적이-없는-경우-보험료-할인">보험금 지급 실적이 없는 경우 보험료 할인<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<p>갱신&lpar;또는 재가입&rpar; 직전 보험기간 2년 동안 보험금 지급 실적이 없는 경우&comma; 갱신일&lpar;또는 재가입일&rpar;부터 차기 보험기간 1년 동안 보험료의 10&percnt; 할인됩니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>단 급여 의료비 중 본인부담금 및 4대 중증질환인 암&comma; 뇌혈관질환&comma; 심장질환&comma; 희귀난치성질환으로 인한 비급여 의료비에 대한 보험금은 제외됩니다&period; 관련 법령 등의 개정에 따라 4대 중증질환의 세부 대상이 변경된 경우에는 변경된 기준을 적용합니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<pre class&equals;"wp-block-preformatted">함께보면 좋은 글<br><a href&equals;"https&colon;&sol;&sol;en4u&period;co&period;kr&sol;&percnt;eb&percnt;8b&percnt;a4&percnt;ec&percnt;9d&percnt;b4&percnt;eb&percnt;a0&percnt;89&percnt;ed&percnt;8a&percnt;b8&percnt;ec&percnt;9e&percnt;90&percnt;eb&percnt;8f&percnt;99&percnt;ec&percnt;b0&percnt;a8&percnt;eb&percnt;b3&percnt;b4&percnt;ed&percnt;97&percnt;98&percnt;eb&percnt;b9&percnt;84&percnt;ea&percnt;b5&percnt;90&percnt;ea&percnt;b2&percnt;ac&percnt;ec&percnt;a0&percnt;81&percnt;ec&percnt;82&percnt;ac&percnt;ec&percnt;9d&percnt;b4&percnt;ed&percnt;8a&percnt;b8&sol;">다이렉트자동차보험비교견적사이트 활용해서 18&percnt;까지 보험료 줄여보자&excl;<&sol;a><br><a href&equals;"https&colon;&sol;&sol;en4u&period;co&period;kr&sol;&percnt;ec&percnt;9a&percnt;b0&percnt;ec&percnt;b2&percnt;b4&percnt;ea&percnt;b5&percnt;ad&percnt;ed&percnt;83&percnt;9c&percnt;ec&percnt;95&percnt;84&percnt;eb&percnt;b3&percnt;b4&percnt;ed&percnt;97&percnt;98&sol;">우체국 태아보험 – 어린이보험 보장내용 비교해보세요&excl;<&sol;a><&sol;pre>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-글을-마무리하며">글을 마무리하며&&num;8230&semi;<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<p>지금까지 무배당&nbsp&semi;우체국 실비보험 상품에 대해서 알아봤습니다&period; 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