대출 인사이트

새희망홀씨2 – 저소득 / 저신용 서민대출 무직자 가능 여부 및 은행별 조건

&NewLine;<p style&equals;"font-size&colon;18px"><strong>새희망홀씨2 &&num;8211&semi; 저소득 &sol; 저신용 서민대출 무직자 가능 여부 및 은행별 조건과 한도 금리<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;<div class&equals;"wp-block-image">&NewLine;<figure class&equals;"aligncenter size-large"><img src&equals;"https&colon;&sol;&sol;en4u&period;co&period;kr&sol;wp-content&sol;uploads&sol;2021&sol;05&sol;새희망홀씨2-2-1024x576&period;gif" alt&equals;"새희망홀씨2 1금융서민대출 상품 은행별 조건&comma; 한도&comma; 금리 비교" class&equals;"wp-image-14255" title&equals;"새희망홀씨2"&sol;><&sol;figure>&NewLine;<&sol;div>&NewLine;&NewLine;&NewLine;<p>상환능력을 기반으로 돈을 빌려주는 것이 바로 &&num;8216&semi;대출&&num;8217&semi;이라는 금융서비스 입니다&period; 그렇기 때문에 소득이나 신용대비 현재 채무가 많거나 신용카드 사용비율이 높다면 대출 부적격사유가 될 수 있지요&period; <&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>다행히 소득이나 신용은 좋지만 채무가 높아 대출이 안되는 경우엔 채무비율을 줄이면 되지만 고정적이 벌이가 쉽사리 늘지 않고 신용 또한 빠르게 호전될 수 없는 서민들에게는 저소득자 대출이나 저신용자 대출이 절실한데요&period;<br>서민대출 상품 중에서도 새희망홀씨2 상품의 은행별 한도&comma; 금리&comma; 조건 등을 살펴보시고 높은 금융권의 문턱을 넘고 합리적인 조건으로 자금운용을 해보시길 바랍니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-2">햇살론과 새희망홀씨2 <&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<p>대표적인 서민대출로 햇살론과 새희망홀씨 대출이 있습니다&period; 이 두 상품의 가장 큰 차이는 대출을 시행하는 금융권이 다르다는 점인데요&period;<br>햇살론은 상호금융권이나 제2금융권에서 취급하는 보증부 상품인 반면 새희망홀씨는 은행연합회에서 서민을 위해 만든 금융상품으로 1금융권에서 이용이 가능합니다&period;<br>물론 1금융권이기 때문에 신용면에서 좀 더 안정적인 면이 있으며 승인여부도 좀 더 까다로워 보이기도 합니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>기본적으로 햇살론과 새희망홀씨2의 대출 조건이나 한도&comma; 중금리라는 점은 비슷합니다&period; 하지만 개인한도나 활용도면에서는 새희망홀씨가 좀 더 유리한 면이 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-2-1">새희망홀씨 2 대출이란&quest;<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<p>새희망홀씨2 대출이란 서민금융 활성화를 위해 제 1금융권 16개 은행에서 출시하는 상품으로 기존에 1금융권에서 주대출 대상이 아니었던 소득이 낮거나 신용이 낮은 분들도 이용이 가능하며 생계자금으로 자유롭게 사용할 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>취급하는 은행에 따라 영업점 방문없이 <a class&equals;"wpil&lowbar;keyword&lowbar;link " href&equals;"https&colon;&sol;&sol;en4u&period;co&period;kr&sol;비대면대출&sol;" title&equals;"비대면 대출" data-wpil-keyword-link&equals;"linked">비대면 대출<&sol;a> 신청도 가능해져 해당 서민대출은 신속하고 편리하게 이용할 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-2-2">새희망홀씨2 대출 조건<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<div class&equals;"wpdt-c row wpDataTableContainerSimpleTable wpDataTables wpDataTablesWrapper&NewLine;"&NewLine; >&NewLine; <table id&equals;"wpdtSimpleTable-186"&NewLine; style&equals;"border-collapse&colon;collapse&semi;&NewLine; border-spacing&colon;0px&semi;"&NewLine; class&equals;"wpdtSimpleTable wpDataTable"&NewLine; data-column&equals;"4"&NewLine; data-rows&equals;"4"&NewLine; data-wpID&equals;"186"&NewLine; data-responsive&equals;"0"&NewLine; data-has-header&equals;"1">&NewLine;&NewLine; <thead> <tr class&equals;"wpdt-cell-row " >&NewLine; <th class&equals;"wpdt-cell wpdt-bold wpdt-merged-cell "&NewLine; colspan&equals;"4" rowspan&equals;"1" data-cell-id&equals;"A1"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"0"&NewLine; style&equals;" width&colon;100&percnt;&semi; padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 새희망홀씨2 대출조건 <&sol;th>&NewLine; <&sol;tr>&NewLine; <tbody> <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A2"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 우리은행 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B2"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 신한은행 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"C2"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 제일은행 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"D2"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 기업은행 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row even" >&NewLine; <td class&equals;"wpdt-cell wpdt-merged-cell "&NewLine; colspan&equals;"4" rowspan&equals;"1" data-cell-id&equals;"A3"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 기본 &colon; 연소득 3천5백 이하 &sol; 4천5백 이하&lpar;신용등급 하위 20&percnt;&rpar; <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A4"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"3"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 소득확인이 가능한 직장인 및 개인사업자 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B4"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"3"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 대출적격자로 판정된 국민&sol; 부채가 3천만원을 초과x <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"C4"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"3"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 은행내부등급 6등급 이내 급여생활자&sol;자영업자&sol;프리랜서&lpar;3개월이시상&rpar; <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"D4"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"3"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 직장인&comma; 개인사업자&comma; 소기업 1년 재직근로자&comma; 생계형 업종 확인된 분 <&sol;td>&NewLine; <&sol;tr>&NewLine; <&sol;table>&NewLine;<&sol;div><style id&equals;'wpdt-custom-style-186'>&NewLine;&period;wpdt-c&period;wpDataTableContainerSimpleTable &lbrace; margin-bottom&colon; 20px&semi; margin-left&colon; auto&semi; margin-right&colon; auto&semi; &sol;&sol;width&colon; 100&percnt;&semi; &rcub;<&sol;style>&NewLine;<style>&NewLine; &sol;&ast; th background color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&period;bt&lbrack;data-has-header&equals;'1'&rsqb; td&period;wpdt-header-classes&comma;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting &lbrace;&NewLine; background-color&colon; &num;66666A &excl;important&semi;&NewLine; background-image&colon; none &excl;important&semi;&NewLine; &rcub;&NewLine; &sol;&ast; th font color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&period;bt&lbrack;data-has-header&equals;'1'&rsqb; td&period;wpdt-header-classes&comma;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th &lbrace;&NewLine; color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&colon;after&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&lowbar;asc&colon;after &lbrace;&NewLine; border-bottom-color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&lowbar;desc&colon;after &lbrace;&NewLine; border-top-color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &NewLine; &sol;&ast; table font color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable &lbrace;&NewLine; font-family&colon; Arial&comma; Helvetica&comma; sans-serif &excl;important&semi;&NewLine; &rcub;&NewLine; &sol;&ast; table font size &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable &lbrace;&NewLine; font-size&colon;12px &excl;important&semi;&NewLine; &rcub;&NewLine; &NewLine; <&sol;style>&NewLine;&NewLine;&NewLine;&NewLine;&NewLine;<p>새희망홀씨2 대출 조건은 대체적으로 햇살론과 비슷한 모양새입니다&period; 단&comma; 은행별로 약간의 차이가 있을 수 있단 점을 양지하시고 살펴보시고 바랍니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>새희망홀씨2 대출 조건은 신용이 낮거나 소득이 낮아 시중은행 대출이 어려웠던 분들을 대상으로 합니다&period;<br>기본적으로 연소득 3천5백만원이하인 경우 신청이 가능하며 연소득이 4천5백만원까지라도 신용평점이 하위 100분의 20에 해당한다면 신청할 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>간략하게 은행별 대출조건도 정리해보도록 하겠습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;우리은행 새희망홀씨2 대출조건&rsqb;<&sol;strong><br>우리은행 새희망홀씨2 대출 대상은 소득확인이 가능한 직장인 및 개인사업자로 합니다&period; 연소득은 3천5백만원 이하 혹은 4천5백만원 이하로 저신용자가 신청할 수 있습니다&period; 단&comma; 한도는 개인별 내부등급과 연소득에 대한 가중치 차등적용이 됩니다&period;<br>여기서 비대면 소득증빙이 불가능한 경우에는 영업점 방문 대출로 신청하도록 합니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;신한은행 새희망홀씨2 대출조건&rsqb;<&sol;strong><br>신한은행 새희망홀씨2 대출 대상은 여신심사에서 대출 적격자로 판정된 국민 중 연소득 3천5백만원 이하 또는 신용 하위 20&percnt;일 경우 연소득4천5백만원 이하인 고객으로 합니다&period; <br>총 부채가 3천만원을 초과하거나 신용도 판단정보가 등록된 분 외국인은 제외됩니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;제일은행 새희망홀씨2 대출조건&rsqb;<&sol;strong><br>제일은행에서는 은행내부 등급 1~6등급이내의 3개월 이상의 급여생활자&sol;자영업자&sol;프리랜서로 하며 연소득 3천5백만원 이하 또는 저신용자 중 연소득 4천5백만원 이하인 분이 가능합니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;기업은행 새희망홀씨2 대출조건&rsqb;<&sol;strong><br>연소득 및 개인신용을 동일한 조건이며 생계형 업종임이 확인된 고객이나 10인이하 소기업에 1년이상 재직근로자 도 신청가능합니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-2-3">새희망홀씨2 대출 한도<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<div class&equals;"wpdt-c row wpDataTableContainerSimpleTable wpDataTables wpDataTablesWrapper&NewLine;"&NewLine; >&NewLine; <table id&equals;"wpdtSimpleTable-187"&NewLine; style&equals;"border-collapse&colon;collapse&semi;&NewLine; border-spacing&colon;0px&semi;"&NewLine; class&equals;"wpdtSimpleTable wpDataTable"&NewLine; data-column&equals;"4"&NewLine; data-rows&equals;"3"&NewLine; data-wpID&equals;"187"&NewLine; data-responsive&equals;"0"&NewLine; data-has-header&equals;"1">&NewLine;&NewLine; <thead> <tr class&equals;"wpdt-cell-row " >&NewLine; <th class&equals;"wpdt-cell wpdt-bold"&NewLine; data-cell-id&equals;"A1"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"0"&NewLine; style&equals;" width&colon;25&percnt;&semi; padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 새희망홀씨2 대출한도 <&sol;th>&NewLine; <th class&equals;"wpdt-cell wpdt-bold wpdt-empty-cell "&NewLine; data-cell-id&equals;"B1"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"0"&NewLine; style&equals;" width&colon;25&percnt;&semi; padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; <&sol;th>&NewLine; <th class&equals;"wpdt-cell wpdt-bold wpdt-empty-cell "&NewLine; data-cell-id&equals;"C1"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"0"&NewLine; style&equals;" width&colon;25&percnt;&semi; padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; <&sol;th>&NewLine; <th class&equals;"wpdt-cell wpdt-bold wpdt-empty-cell "&NewLine; data-cell-id&equals;"D1"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"0"&NewLine; style&equals;" width&colon;25&percnt;&semi; padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; <&sol;th>&NewLine; <&sol;tr>&NewLine; <tbody> <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A2"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 제일은행 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B2"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 신한은행 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"C2"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 우리은행 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"D2"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 기업은행 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row even" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A3"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 최소 50만원~최대 3000만원&lpar;10만원 단위&rpar; <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B3"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 내부신용등급에 따라 소득의 80&percnt;~130&percnt; <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"C3"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 최저 100만원~최고 3천만원 이내&comma; 개인별 내부등급에 따라 가중치 차등적용 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"D3"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 연소득 범위 내 최고 3천만원&comma; 타금융 기보유대출 차감 <&sol;td>&NewLine; <&sol;tr>&NewLine; <&sol;table>&NewLine;<&sol;div><style id&equals;'wpdt-custom-style-187'>&NewLine;&period;wpdt-c&period;wpDataTableContainerSimpleTable &lbrace; margin-bottom&colon; 20px&semi; margin-left&colon; auto&semi; margin-right&colon; auto&semi; &sol;&sol;width&colon; 100&percnt;&semi; &rcub;<&sol;style>&NewLine;<style>&NewLine; &sol;&ast; th background color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&period;bt&lbrack;data-has-header&equals;'1'&rsqb; td&period;wpdt-header-classes&comma;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting &lbrace;&NewLine; background-color&colon; &num;66666A &excl;important&semi;&NewLine; background-image&colon; none &excl;important&semi;&NewLine; &rcub;&NewLine; &sol;&ast; th font color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&period;bt&lbrack;data-has-header&equals;'1'&rsqb; td&period;wpdt-header-classes&comma;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th &lbrace;&NewLine; color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&colon;after&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&lowbar;asc&colon;after &lbrace;&NewLine; border-bottom-color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&lowbar;desc&colon;after &lbrace;&NewLine; border-top-color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &NewLine; &sol;&ast; table font color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable &lbrace;&NewLine; font-family&colon; Arial&comma; Helvetica&comma; sans-serif &excl;important&semi;&NewLine; &rcub;&NewLine; &sol;&ast; table font size &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable &lbrace;&NewLine; font-size&colon;12px &excl;important&semi;&NewLine; &rcub;&NewLine; &NewLine; <&sol;style>&NewLine;&NewLine;&NewLine;&NewLine;&NewLine;<p>새희망홀씨2 대출의 한도는 최대 3000만원입니다&period; 햇살론의 경우 개인한도 3000만원인 것은 동일하나 대환이나 생계자금 등을 합쳤을 때 최대 한도가 3000만원인 반면 새희망홀씨2 대출의 경우 생계자금으로만 최대 3000만원까지 한도를 받을 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>단&comma; 대출한도는 개인소득을 반영하므로 연소득금액 범위 내에서 최고 3000만원 이내에서 가능하며 전 금융기관의 신용대출이나 현금서비스&comma; 햇살론을 이용 중일 시 한도에서 차감될 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>또 1금융권은 내부고객등급이 고려가 되어 평소 주로 이용하는 은행을 통해서 대출을 약정하시는 것이 한도 산출에 유리합니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;제일은행 대출한도&rsqb;<&sol;strong> 최소 50만원 ~ 최대 3000만원&lpar;10만원 단위&rpar;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;신한은행 대출한도&rsqb;<&sol;strong> 내부신용등급에 따라 소득의 80&percnt;~130&percnt;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;우리은행 대출한도&rsqb;<&sol;strong> 최저 100만원~ 3000만원 이내&comma; 개인별 내부등급에 따라 연소득에 대한 가중치 차등적용<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;기업은행 대출한도&rsqb;<&sol;strong> 연소득 범위내 최고 3천만원 이내&comma; 타금융기관 기 보유 대출 차감<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<pre class&equals;"wp-block-preformatted"><strong>함께보면 도움되는 글<&sol;strong>&NewLine;&NewLine;<a href&equals;"https&colon;&sol;&sol;en4u&period;co&period;kr&sol;8&percnt;eb&percnt;93&percnt;b1&percnt;ea&percnt;b8&percnt;89&percnt;eb&percnt;ac&percnt;b4&percnt;ec&percnt;a7&percnt;81&percnt;ec&percnt;9e&percnt;90&percnt;eb&percnt;8c&percnt;80&percnt;ec&percnt;b6&percnt;9c&sol;">8등급 무직자대출 상품 중 모바일 소액대출 가능한 곳은&quest;<&sol;a>&NewLine;<a href&equals;"https&colon;&sol;&sol;en4u&period;co&period;kr&sol;&percnt;ec&percnt;97&percnt;b0&percnt;ec&percnt;b2&percnt;b4&percnt;ec&percnt;9e&percnt;90-&percnt;eb&percnt;8c&percnt;80&percnt;ec&percnt;b6&percnt;9c&sol;">연체자대출 가능한곳&quest; 무직자&sol;직장인 별 장기 및 단기연체자 가능여부&excl;<&sol;a>&NewLine;<a href&equals;"https&colon;&sol;&sol;en4u&period;co&period;kr&sol;&percnt;ec&percnt;a0&percnt;95&percnt;eb&percnt;b6&percnt;80&percnt;ec&percnt;a7&percnt;80&percnt;ec&percnt;9b&percnt;90&percnt;eb&percnt;8c&percnt;80&percnt;ed&percnt;99&percnt;98&percnt;eb&percnt;8c&percnt;80&percnt;ec&percnt;b6&percnt;9c&sol;">정부지원대환대출 &colon; 무보증으로 저금리 서민대출 가능한 상품 자격 및 한도<&sol;a><&sol;pre>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-2-4">새희망홀씨2 대출 금리<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<div class&equals;"wpdt-c row wpDataTableContainerSimpleTable wpDataTables wpDataTablesWrapper&NewLine;"&NewLine; >&NewLine; <table id&equals;"wpdtSimpleTable-188"&NewLine; style&equals;"border-collapse&colon;collapse&semi;&NewLine; border-spacing&colon;0px&semi;"&NewLine; class&equals;"wpdtSimpleTable wpDataTable"&NewLine; data-column&equals;"4"&NewLine; data-rows&equals;"3"&NewLine; data-wpID&equals;"188"&NewLine; data-responsive&equals;"0"&NewLine; data-has-header&equals;"1">&NewLine;&NewLine; <thead> <tr class&equals;"wpdt-cell-row " >&NewLine; <th class&equals;"wpdt-cell wpdt-bold"&NewLine; data-cell-id&equals;"A1"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"0"&NewLine; style&equals;" width&colon;25&percnt;&semi; padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 새희망홀씨2 대출금리 <&sol;th>&NewLine; <th class&equals;"wpdt-cell wpdt-bold wpdt-empty-cell "&NewLine; data-cell-id&equals;"B1"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"0"&NewLine; style&equals;" width&colon;25&percnt;&semi; padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; <&sol;th>&NewLine; <th class&equals;"wpdt-cell wpdt-bold wpdt-empty-cell "&NewLine; data-cell-id&equals;"C1"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"0"&NewLine; style&equals;" width&colon;25&percnt;&semi; padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; <&sol;th>&NewLine; <th class&equals;"wpdt-cell wpdt-bold wpdt-empty-cell "&NewLine; data-cell-id&equals;"D1"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"0"&NewLine; style&equals;" width&colon;25&percnt;&semi; padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; <&sol;th>&NewLine; <&sol;tr>&NewLine; <tbody> <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A2"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 우리은행 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B2"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 신한은행 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"C2"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 제일은행 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"D2"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 기업은행 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row even" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A3"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 최저금리 3&period;59&percnt; &sol; 기본금리 3&period;79&percnt; <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B3"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 최저금리 3&period;97&percnt; &sol;기본금리 4&period;97&percnt; <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"C3"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 최저 연 6&period;15&percnt;~ 최고 연 10&period;50&percnt; <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"D3"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 최저 2&period;222&percnt;~최고 연 9&period;5&percnt; <&sol;td>&NewLine; <&sol;tr>&NewLine; <&sol;table>&NewLine;<&sol;div><style id&equals;'wpdt-custom-style-188'>&NewLine;&period;wpdt-c&period;wpDataTableContainerSimpleTable &lbrace; margin-bottom&colon; 20px&semi; margin-left&colon; auto&semi; margin-right&colon; auto&semi; &sol;&sol;width&colon; 100&percnt;&semi; &rcub;<&sol;style>&NewLine;<style>&NewLine; &sol;&ast; th background color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&period;bt&lbrack;data-has-header&equals;'1'&rsqb; td&period;wpdt-header-classes&comma;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting &lbrace;&NewLine; background-color&colon; &num;66666A &excl;important&semi;&NewLine; background-image&colon; none &excl;important&semi;&NewLine; &rcub;&NewLine; &sol;&ast; th font color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&period;bt&lbrack;data-has-header&equals;'1'&rsqb; td&period;wpdt-header-classes&comma;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th &lbrace;&NewLine; color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&colon;after&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&lowbar;asc&colon;after &lbrace;&NewLine; border-bottom-color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&lowbar;desc&colon;after &lbrace;&NewLine; border-top-color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &NewLine; &sol;&ast; table font color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable &lbrace;&NewLine; font-family&colon; Arial&comma; Helvetica&comma; sans-serif &excl;important&semi;&NewLine; &rcub;&NewLine; &sol;&ast; table font size &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable &lbrace;&NewLine; font-size&colon;12px &excl;important&semi;&NewLine; &rcub;&NewLine; &NewLine; <&sol;style>&NewLine;&NewLine;&NewLine;&NewLine;&NewLine;<p>대출금리를 낮은 금리로 이용하고 싶다면 은행 내부등급이나 신용등급이 우량등급 이상이라는 전제를 두고 있기 때문에 고시하고 있는 최저금리보다는 사실 상 중금리 이내에서 대출받는다고 생각하시는 것이 편리합니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><a class&equals;"wpil&lowbar;keyword&lowbar;link " href&equals;"https&colon;&sol;&sol;en4u&period;co&period;kr&sol;정부지원서민대출&sol;" title&equals;"서민대출" data-wpil-keyword-link&equals;"linked">서민대출<&sol;a> 새희망홀씨 2 대출금리는 취급하는 곳에 따라 약간씩 차이가 있을 수 있으나 대게 10&percnt; 이내에서 대출을 받을 수 있습니다&period;<br>일반적인 1금융 신용대출보다는 약간 대출 금리가 높은 편이지만 다른 금융권이나 신용대비 낮은금리로 이용할 수 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;우리은행 새희망홀씨2 대출금리&rsqb;<&sol;strong> 기본금리 3&period;79&percnt; &sol; 최저금리 3&period;59&percnt; &sol; 우대금리 0&period;20&percnt;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;신한은행 새희망홀씨2 대출금리&rsqb; <&sol;strong>기본금리 4&period;97&percnt; &sol; 최저금리 3&period;97&percnt; &sol; 우대금리 1&period;00&percnt;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;제일은행 새희망홀씨2 대출금리&rsqb;<&sol;strong> 최저 연 6&period;15&percnt;~ 최고 연 10&period;50&percnt; &sol; 우대금리 2&period;0&percnt;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;기업은행 새희망홀씨2 대금금리&rsqb;<&sol;strong> 최저 2&period;222&percnt;~최고 연 9&period;5&percnt; &sol; 우대금리 1&period;2&percnt;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-2-5">새희망홀씨2 상환방식 및 기간<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<div class&equals;"wpdt-c row wpDataTableContainerSimpleTable wpDataTables wpDataTablesWrapper&NewLine;"&NewLine; >&NewLine; <table id&equals;"wpdtSimpleTable-189"&NewLine; style&equals;"border-collapse&colon;collapse&semi;&NewLine; border-spacing&colon;0px&semi;"&NewLine; class&equals;"wpdtSimpleTable wpDataTable"&NewLine; data-column&equals;"4"&NewLine; data-rows&equals;"3"&NewLine; data-wpID&equals;"189"&NewLine; data-responsive&equals;"0"&NewLine; data-has-header&equals;"1">&NewLine;&NewLine; <thead> <tr class&equals;"wpdt-cell-row " >&NewLine; <th class&equals;"wpdt-cell wpdt-bold wpdt-merged-cell "&NewLine; colspan&equals;"4" rowspan&equals;"1" data-cell-id&equals;"A1"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"0"&NewLine; style&equals;" width&colon;100&percnt;&semi; padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 새희망홀씨2 상환 및 기간 <&sol;th>&NewLine; <&sol;tr>&NewLine; <tbody> <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A2"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 신한은행 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B2"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 우리은행 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"C2"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 제일은행 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"D2"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 기업은행 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row even" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A3"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 만기일시상환&lpar;1년&rpar; &sol; 원리금균등분할상환&lpar;최대 5년 &colon; 거치기간 최대1년&rpar; <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B3"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 원리금균등분할상환&lpar;최장 7년&rpar; <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"C3"&NewLine; data-col-index&equals;"2"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 원리금균등분할상환&lpar;2년~5년&rpar; <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"D3"&NewLine; data-col-index&equals;"3"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 원&lpar;리&rpar;금균등분할상환&lpar;최대15년&rpar; <&sol;td>&NewLine; <&sol;tr>&NewLine; <&sol;table>&NewLine;<&sol;div><style id&equals;'wpdt-custom-style-189'>&NewLine;&period;wpdt-c&period;wpDataTableContainerSimpleTable &lbrace; margin-bottom&colon; 20px&semi; margin-left&colon; auto&semi; margin-right&colon; auto&semi; &sol;&sol;width&colon; 100&percnt;&semi; &rcub;<&sol;style>&NewLine;<style>&NewLine; &sol;&ast; th background color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&period;bt&lbrack;data-has-header&equals;'1'&rsqb; td&period;wpdt-header-classes&comma;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting &lbrace;&NewLine; background-color&colon; &num;66666A &excl;important&semi;&NewLine; background-image&colon; none &excl;important&semi;&NewLine; &rcub;&NewLine; &sol;&ast; th font color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&period;bt&lbrack;data-has-header&equals;'1'&rsqb; td&period;wpdt-header-classes&comma;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable thead th&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th &lbrace;&NewLine; color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&colon;after&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&lowbar;asc&colon;after &lbrace;&NewLine; border-bottom-color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable thead th&period;sorting&lowbar;desc&colon;after &lbrace;&NewLine; border-top-color&colon; &num;AEB1B4 &excl;important&semi;&NewLine; &rcub;&NewLine; &NewLine; &sol;&ast; table font color &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable &lbrace;&NewLine; font-family&colon; Arial&comma; Helvetica&comma; sans-serif &excl;important&semi;&NewLine; &rcub;&NewLine; &sol;&ast; table font size &ast;&sol;&NewLine; &period;wpdt-c&period;wpDataTablesWrapper table&period;wpdtSimpleTable&comma;&NewLine; &period;wpdt-c &period;wpDataTablesWrapper table&period;wpDataTable &lbrace;&NewLine; font-size&colon;12px &excl;important&semi;&NewLine; &rcub;&NewLine; &NewLine; <&sol;style>&NewLine;&NewLine;&NewLine;&NewLine;&NewLine;<p>서민대출은 보통 원&lpar;리&rpar;금균등분할상환 방식을 택하기 때문에 대출 실행 후 매달 나가는 원금과 이자를 미리 계산해본 후 약정하시는 것이 좋습니다&period;<br>혹 만기일시상환이 가능할 경우라도 만기 후 원금상환이 부담될 수 있으니 대출한도 및 기간을 가계생활에 빠듯하지 않게 설정할 수 있도록 충분히 고민해보신 후 이용하시길 당부드립니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;신한은행 상환방법 및 기간&rsqb;<&sol;strong> 만기일시상환&lpar;12개월&rpar; &sol; 원리금균등분할상환&lpar;최대 5년 &sol; 거치기간 최대1년&rpar;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;우리은행 상환방법 및 기간&rsqb;<&sol;strong> 원리금균등분할상환&lpar;최장 7년&rpar;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;제일은행 상환방법 및 기간&rsqb;<&sol;strong> 원리금균등분할상환&lpar;2년~5년&rpar;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>&lbrack;기업은행 상환방법 및 기간&rsqb;<&sol;strong> 거치기간없는 원&lpar;리&rpar;금균등분할상환&lpar;최대15년&rpar;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-2-6">새희망홀씨2 대출 비대면 신청 가능 은행<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<p>영업점 방문이 어려울 경우 비대면 새희망홀씨2 상품을 취급하는 은행이 있습니다&period;<br>우리은행&comma; 제일은행&comma; 하나은행&comma; 농협은행&comma; 대구은행에서는 인터넷 또는 모바일로 대출을 신청할 수 있어 편리하게 신청가능합니다&period;<br>다만 비대면 신청이 어려운 분이나 재직이나 소득확인이 스크래핑 방식으로 불가능한 경우엔 관련 서류를 지참하여 영업점 방문을 해주시길 바랍니다&period; <&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>소득확인을 위해서는 본인 명의 휴대폰 및 인증서 로그인이 가능한 상태여야 하며 건강보험가입기간이 3개월 이상일 경우 무리없이 진행가능합니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>이외의 취급처에서는 영업점 방문을 통해 새희망홀씨2 대출 신청을 진행하고 있습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h-">연금소득자 신청가능 은행<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<p>부산은행&comma; 대구은행&comma; 하나은행&comma; 경남은행<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h--1">일용근로자 신청가능 은행<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<p>기업은행&comma; 제주은행<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h--1">주의사항<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<p>현재 1금융권 16개의 은행 중 15개의 은행에서 새희망홀씨2 대출상품을 보유하고 있습니다&period; 각 은행마다 요구하는 조건이나 금리는 조금씩 차이가 있으나 한도나 기본적인 요건을 동일하니 소득 및 신용 조건을 충족한다면 대출을 시도해보아도 좋습니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>단&comma; 최근 어려운 경제 사정을 이용하여 새희망홀씨2 관련하여 수수료를 요구하는 대부중개업체나 보이스 피싱이 늘고 있으니 불법사기행위에 걸려들지 않도록 주의에 주의를 하시길 바랍니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>새희망홀씨2를 영업점 신청하실 때에는 실명확인서류 &sol; 재직증빙서류 &sol; 소득증빙서류가 요구됩니다&period; <br>급여소득자나 사업소득자&comma; 자유직업자에 따라 지참서류가 차이가 있으니 가능한 서류를 준비하시어 방문하시길 바랍니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>더불어 재직 및 증빙서류가 요구되므로 무직자 새희망홀씨2 대출 신청이 불가능하단 점은 염두하셔야 하는데요&period; 단&comma; <a href&equals;"https&colon;&sol;&sol;en4u&period;co&period;kr&sol;&percnt;ec&percnt;9d&percnt;bc&percnt;ec&percnt;9a&percnt;a9&percnt;ec&percnt;a7&percnt;81&percnt;eb&percnt;8c&percnt;80&percnt;ec&percnt;b6&percnt;9c&sol;">일용직이나 자유직업자&comma; 연금소득자의 경우에는 관련 서류 증빙으로 대출<&sol;a>이 가능하기도 하니 참고하실 부분이 있다면 충분히 확인하신 후 신청하시길 바랍니다&period;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<h2 class&equals;"wp-block-heading" id&equals;"h--2">취급은행 안내<&sol;h2>&NewLine;&NewLine;&NewLine;&NewLine;<div class&equals;"wpdt-c row wpDataTableContainerSimpleTable wpDataTables wpDataTablesWrapper&NewLine;"&NewLine; >&NewLine; <table id&equals;"wpdtSimpleTable-185"&NewLine; style&equals;"border-collapse&colon;collapse&semi;&NewLine; border-spacing&colon;0px&semi;"&NewLine; class&equals;"wpdtSimpleTable wpDataTable"&NewLine; data-column&equals;"2"&NewLine; data-rows&equals;"16"&NewLine; data-wpID&equals;"185"&NewLine; data-responsive&equals;"0"&NewLine; data-has-header&equals;"1">&NewLine;&NewLine; <thead> <tr class&equals;"wpdt-cell-row " >&NewLine; <th class&equals;"wpdt-cell wpdt-bold wpdt-merged-cell "&NewLine; colspan&equals;"2" rowspan&equals;"1" data-cell-id&equals;"A1"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"0"&NewLine; style&equals;" width&colon;100&percnt;&semi; padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 새희망홀씨2 대출 취급은행 <&sol;th>&NewLine; <&sol;tr>&NewLine; <tbody> <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A2"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 국민은행 새희망홀씨2 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B2"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"1"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1588-9999&comma; 1599-9999 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row even" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A3"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 우리은행 새희망홀씨2 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B3"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"2"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1588-5000&comma; 1599-5000 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A4"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"3"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 신한은행 새희망홀씨2 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B4"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"3"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1577-8000&comma; 1544-8000 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row even" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A5"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"4"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 하나은행 새희망홀씨2 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B5"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"4"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1588-1111&comma; 1599-1111 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A6"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"5"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 농협은행 새희망홀씨2 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B6"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"5"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1588-2100&comma; 1544-2100 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row even" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A7"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"6"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 기업은행 새희망홀씨2 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B7"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"6"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1566-2566&comma; 1588-2588 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A8"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"7"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 부산은행 새희망홀씨2 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B8"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"7"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1544-6200&comma; 1588-6200 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row even" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A9"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"8"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 대구은행 새희망홀씨2 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B9"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"8"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1566-5050&comma; 1588-5050 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A10"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"9"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 광주은행 새희망홀씨2 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B10"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"9"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1588-3388&comma; 1600-4000 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row even" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A11"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"10"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 전북은행 새희망홀씨2 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B11"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"10"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1588-4477 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row odd" >&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"A12"&NewLine; data-col-index&equals;"0"&NewLine; data-row-index&equals;"11"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 경남은행 새희망홀씨2 <&sol;td>&NewLine; <td class&equals;"wpdt-cell "&NewLine; data-cell-id&equals;"B12"&NewLine; data-col-index&equals;"1"&NewLine; data-row-index&equals;"11"&NewLine; style&equals;" padding&colon;10px&semi;&NewLine; "&NewLine; >&NewLine; 1600-8585 <&sol;td>&NewLine; <&sol;tr>&NewLine; <tr class&equals;"wpdt-cell-row even" >&NewLine; 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